CREDO contest October 2009

Regulation on the Annual National Contest in Property, Construction and Mortgage Lending – CREDO.

1. General provisions.
1.1. The Annual National Contest in Property, Construction and Mortgage Lending – CREDO (further - Contest) was established in order to award individuals, business and non-profit organizations that have made the most significant contribution to the implementation and introduction of new managerial methods, modern technology, as well as to award those who poses high professional and business qualities that ensure the development of Russian property market.
1.2. The Contest is aimed on assisting the sustainable development of the property market, implementing innovative technologies, encouraging professionalism and identifying the best experts and organizations operating on Russian property market, in construction industry and on mortgage market.

1.3. The Contest is held in the following nominations:
Nomination #1
“For personal contribution to the development of the property market in Russian Federation” (awarded to one governmental representative and one representative of the business community)
Nomination #2
“The best developer organization operating on the high-rise housing market”
Nomination #3
“The best developer organization operating on the market of low-rise and suburban housing”
Nomination #4
“The best realtor organization operating on urban property market”
Nomination #5
“The best realtor organization operating on the countryside property market”
Nomination #6
“The best credit organization operating on the mortgage lending market”
Nomination #7
“The best broker organization operating on the mortgage lending market”  
Nomination #8
“The best Russian broker organization operating on the foreign property market”
Nomination #9
“The best media dedicated to Russian property market” (awarded to one printed edition and to one e-media)


1.4. The list of nominations may be altered upon the decision of the Contest Jury.
1.5. Presentation of candidates is carried out prior to the Civil Housing Forum and the INFOREAL and International Real Estate Forum.
1.6. The procedure of voting and awarding the winners of the Contest will be held during the red-carpet treatment which will be organized within the framework of these events.

2. The order of candidates’ nomination
2.1. The nomination of candidates is carried out during the year by professional participants of the “Zhilishniy Proekt” exhibition-seminar, during the St. Petersburg Mortgage Forum (nominations #6-7), St. Petersburg Housing Congress (nominations #1-7, 9) and by the participants of the INFOREAL Overseas Property Congress (nomination #8) after their registration on the web-pages of these events.
2.2. Each registered participant of the Petersburg Housing Congress and the INFOREAL Overseas Property Congress has an opportunity to fill in a bulletin  and submit their candidates. The bulletin is posted on the official web-pages of the events.
2.3. One participant can submit up to three candidates in each of the nominations mentioned in paragraph 1.3. Please specify the first, the second and the third places. After you fill the bulletin please mail it at: lbb@bnmail.ru or fax it to us. Fax Nr: +7 (812) 387-85-58.
2.4. The nomination of Contest candidates finishes on September 23, 2009. All proposals and materials obtained during their discussion are sent to jury.
2.5. On the basis of proposals received, considering their justification and details of the candidates’ performance obtained in the course of receiving applications, jury formulates a list of three candidates for each of the nominations specified in paragraph 1.3 (excluding the category #1). The voting will be held during the St. Petersburg Housing Congress, St. Petersburg Mortgage Forum and on the INFOREAL Overseas Property Congress .
2.6. The information about candidates nominated (except for the category #1) to be awarded with the title of a Contest winner should be posted on the events’ official web-pages in advance (at least 1 prior to the beginning of events).
 
3. The procedure of voting and Contest results summing up
3.1. The voting for the Contest nominations is carried out among professional market participants (in accordance with the paragraph 2.1) on the basis of a survey.
3.2. During the registration each participant of the events receives a questionnaire, where all the data regarding nominations and candidates is contained.  Voting is performed through selecting the first, the second and the third places in each nomination.
3.3. The filled questionnaires are forwarded to the jury.
3.4. The Contest Jury is formed from the members of the Supervisory Board and Executive Committee of the Civil Housing Forum, the Organizing Committee of the INFOREAL Overseas Property Congress  and St. Petersburg Mortgage Forum.
3.5. The Jury may also include independent experts, the most reputable specialists working in the property domain.
3.6. The list of Juries will be posted at the official web-pages of the Civil Housing Forum and INFOREAL International Real Estate Forum .
3.7. The winners (except for the nomination #1) are determined by the jury, through summation of votes provided by market professionals for a candidate (3 points are awarded for each first place, 2 - for second and 1 point is awarded for each third place). The winners in the nomination #1 are determined by the jury through summation of votes provided for a candidate by the Congress members, and on the basis of submitted bulletins, in accordance to paragraph 2.2 (3 points are awarded for each first place, 2 - for second and 1 point is awarded for each third place).
3.8. The awarding of winners will be carried out during the Civil Housing Forum and the INFOREAL International Real Estate Forum .
3.9. Within the framework of the Contest, the Civil Housing Forum Executive Committee reserves the right to distinguish the contribution to the development of Russian property market with honorary diplomas and valuable gifts to members of St. Petersburg Housing Congress.

CREDO-2009 Jury

President of the Jury – Lukmanov Y.H., chairman of the Housing Committee of the Saint-Petersburg Government
Vice-president of the Jury –Maksimov S.N., Saint-Petersburg State University of Engineering and Economics, dean of the Regional Economy faculty.

Award panel
Zhigunov I.V., leaderof the mortgage lending working group, Northwestern Banks Association
Kazeykin V.S., First vice-president of the International Association of Residential Construction and Mortgage Funds
Kelim I.B., executive-board member of the Saint-Petersburg and North-Western Publishers Association
Kelim M.I., co-chairman of the INFOREAL International Real Estate Forum Organizing Committee
Kokarev I.S., vice-chairman of the Housing Committee of the Saint-Petersburg Government
Nazarov V.B., CEO, JSC “Saint-Petersburg mortgage agency”
Nikolaev V.N. chairman of Civil Housing Forum Executive Committee
Romanenko A.Y., vice-president of the Russian Guild of Realtors
Romanenko E.V., President of Saint-Petersburg and the Leningrad Region Realtors Association
Sozinov P.B., Presidential plenipotentiary of Russian Guild of Realtors in the North-Western Federal District of Russia (chairman of the St. Petersburg Mortgage Forum Organizing)
Shtepan P.D., vice-president of Saint-Petersburg and the Leningrad Region Realtors Association  

Bulletin of the CREDO-2009 National Contest (CC working group, Northwestern Banks Association co-chairman of the INFOREAL International Real Estate Forum  Organizing Committee vice-chairman of the Housing Committee of the Saint-Petersburg Government CEO, JSC “Saint-Petersburg mortgage agency” Civil Housing Forum Executive Committee vice-president of the Russian Guild of Realtors , Presidential plenipotentiary of Russian Guild of Realtors in the North-Western Federal District of Russia (chairman of the St. Petersburg Mortgage Forum Organizing) vice-president of Saint-Petersburg and the Leningrad Region Realtors Association